Separation Checklist: The First 30 Days

The first month after separation is disorienting. This checklist breaks it into concrete, doable steps. It is educational guidance, not legal advice — where it matters, get a professional.

Week 1 — documents

• Copy or photograph: marriage certificate, IDs, passports, birth certificates (yours and children's)
• Bank statements (12 months if possible), tax returns, pay slips
• Mortgage or lease documents, title deeds, vehicle registration papers
• Insurance policies: life, medical, household, vehicle
• Pension, provident and retirement fund statements
• Wills and any existing antenuptial or settlement agreements

Week 1 — accounts & access

• Open a bank account in your own name if you don't have one
• Change passwords on your personal email, bank and social accounts
• Check what is jointly held and what is separate
• Review shared accounts and decide what happens to direct debits and income

Week 2 — support

• Consult an attorney who practises family law in your jurisdiction
• Arrange emotional support — a counsellor, support group, or trusted people
• If children are involved, understand your jurisdiction's approach to parenting arrangements

Week 2–4 — safety & stability

• If there is any risk of harm, prioritise safety first — contact local support services
• Establish a simple budget for the transition period
• Keep a dated log of important events, agreements and communications
• Do not sign anything you do not fully understand

Educational information only — not legal, financial or psychological advice. Consult qualified professionals for your situation.

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