Divorce Finance Ledger & Budget
Money becomes a fog during separation. A private ledger clears it: every asset, liability and income source in one place, plus a realistic post-separation budget so your decisions are grounded in numbers you can actually see.
Know your full picture
Record property, vehicles, investments, superannuation or pensions, bank balances — and on the other side, mortgages, loans and credit cards. Settlement discussions start from this inventory. Building it early means you are not discovering your own financial position under pressure.
Build the post-separation budget
Two households cost more than one. A realistic budget — housing, utilities, children, transport, debt — shows what is actually sustainable, which anchors every negotiation about support and settlement. Guessing here leads to agreements you cannot live with.
Common questions
What documents should I gather?
Bank and credit card statements, loan documents, property valuations, pension or super statements, tax returns and any shared business records.
Do I share this ledger with my ex?
That is a legal-strategy question for your adviser. The ledger is yours — private and encrypted on your device — and you decide what, if anything, to share.